Rose Conway Walsh (Sinn Fein) | Oireachtas source

I thank the two deputations for their presentations. They were very informative. I am sorry I missed the programme Ms Dowling spoke on the other night. I must look back on it. My first question is for Mr. Phelan. We will hear later from Insurance Ireland that operators in the sector are underpricing and have been underpricing for some time now. At any point in recent years, did brokers point this out to insurers? Given that he operates at the coalface, did Mr. Phelan point out the question of the low-price culture? If you do not mind, Chairman, I will ask individual questions and get the response rather than asking them all together.