Kieran O'Donnell (Fine Gael) | Oireachtas source

Typically, a person comes into Ms O'Callaghan. What changes has she seen in the last three years in terms of the different companies? Are they all quoting the same rates? Has there been a change in the way they are quoting? What has she seen in terms of the increase in premiums? What is it like at the coal-face?