Pearse Doherty (Donegal, Sinn Fein) | Oireachtas source

That is not a very satisfactory answer. Mr. Dunne has not enlightened me anymore as to why this is happening. Members of Mr. Dunne's society inform the insurance companies of the risk associated with their policies, the type of person and so on. These are individuals who have been insured by these companies for a number of years. If their premiums were increasing by on average 40% or 50%, that would be in line with what was happening. Even if it was 60%, there might be a riskier profile than for somebody else. That is how averages work. These are individuals, and there is a huge number of people, who are receiving 200% increases in their premium. Is it a case that when an insurer looks at its books and sees an over-concentration of people in the 65 to 70 year age bracket, when it starts to turn the dials to increase their premiums, for that cohort of individuals, it has to turn it a bit further because it needs some of them to come off their books?