Paul Murphy (Dublin South West, Anti-Austerity Alliance) | Oireachtas source

I think Mr. Dunne would have a hard time convincing those who are now facing these massive hikes that the market is particularly efficient right now or is delivering for people. I thank Mr. Dunne for those responses.

In terms of the Injuries Board, a big issue is the black box of lack of knowledge that we have, which is all that is not settled through the court or through the Injuries Board. I accept that. There was someone from the insurance industry - either this morning or last night - who was suggesting that lawyers are responsible for the majority of claims not going through the Injuries Board and instead being settled outside of that body, be it in court or privately. Is that the case, given what the witness is saying about the insurance companies only agreeing that something like 55% or 60% will go through the Injuries Board? Surely the majority of the decisions that are made by the various actors that result in claims not being processed through the Injuries Board are more on the side of the insurance companies than the claimants. Is that fair to say?