Gerry Horkan (Fianna Fail) | Oireachtas source

I thank Mr. O'Brien and Mr. Dunne for their opening statements, which were sent to allow us to consider them in advance of the meeting this morning. Clearly, both witnesses' organisations are very informed as to what is going on within the insurance industry, particularly motor insurance. A number of members have indicated that they wish to put questions. Generally, we allow each member to put questions, get responses and then put further questions before moving on to the next member. I may interject from time to time as Chair.