Mr. Stuart Gilhooly:

In fairness, I have drilled down into this because I asked myself the same question yesterday about where the figure came from. It does fit in and I believe it comes from the PIAB's figures for 2015. Some 33,000 claims went to the PIAB. We know it made awards in 11,000 cases, which is around 35% of cases. We know that around 40% of those were rejected. That leaves 10% going to court, 20% settling with the PIAB and, presumably the rest-----