Mr. Ken Murphy:

Given the powerful machine the insurance industry has, which strangely enough advertises on national radio in this way on these policy issues, one would have thought that if there were any instance of it, we would hear about it repeatedly. Advertisements claiming "Fraud is money taken out of your pocket. It's no joke," have been running constantly since 2004, as far as we can see. They continuously seek to taint the legitimacy and bona fides of people who have been injured in accidents, so much so that we know anecdotally that many people will not bring a claim because it is seen to be somehow suspect or dodgy. That is the purpose of the propaganda. If they had an actual case of somebody doing this, would we not be hearing about it all day, every day?