Ms Sara Moorhead:

It depends. There are obviously time limits for lodging with the Injuries Board. Mr. Gilhooly can speak more about it because he is involved earlier in the process. Sometimes it will have gone into the Injuries Board and they will be contacted. Sometimes it will not have gone as far as the Injuries Board and they will be contacted. The reality is that no claim gets cheaper the longer it goes on. It is in the interest of the insurance companies to settle them as soon as possible. It varies. Mr. Gilhooly would have most dealings with that.