Ms Verona Murphy:

No, we did not. We would have voiced our dismay at what was happening within the insurance sector. At the time we were not facing increases anything like what we are getting now. They would have been in the region of 10% to 20%, but for a big commercial operation that is quite a substantial figure. That is why, at the time, they would have been deemed to be 20% or 30%. Again, the blame is placed on the Judiciary, the courts or the Injuries Board. It is the same spiel over and over again. However, the report was never issued. That was under the reign of the then Minister for Transport, Tourism and Sport, Deputy Donohoe. I know it is there and it has been deemed to be there by the Department, although it was never published.