Ms Verona Murphy:

That is the case. In the case of any operator that has re-flagged, most likely it is not underwritten by any of the five main underwriters here. The eastern European jurisdictions would probably host a series of underwriters as a result of their markets being different. I suppose they are not as developed as we are. Certainly, a host of underwriters do not see the Irish market as one that is able to be penetrated.