Mr. Paul Redmond:

Once again, we are bereft of data in this regard. One company, for example, dealt with 130 or 140 personal injury claims in a year and, of that, the company reckoned 20% were spurious or fraudulent in some shape or form. That is an indication of the size of the problem. In this example, there were around 50 people involved in such claims and if each claim was settled for approximately €50,000, the potential cost for companies could run into millions of euro.