Mr. Kian Griffin:

In regard to what engagement I have had with the insurance industry, unfortunately, I have not had any. The only communication I have had with most of the stakeholders has been around trying to schedule meetings. It is hard for me to get to Dublin when I am working full time in Kerry. I am due to meet Insurance Ireland in Limerick next month. Organising official interaction is quite difficult because of where I am located and the amount of time I am working.

In regard to my comment about consumer behaviour, the point I was making is not that consumers should change their behaviour but that all stakeholders need to look at themselves. Rather than pointing the finger in all different directions, I would like to see stakeholders collectively working together, be that motorists not viewing an accident as a potential windfall, solicitors not telling motorists they can secure windfalls for them, and the insurance companies, in the same way, not pointing the finger and trying to blame someone else. All the stakeholders are at fault to some extent and this is adding to final costs.