Gerry Horkan (Fianna Fail) | Oireachtas source

That is what we have all been talking about from the very first moment yesterday morning. We all have buckets of stories and anecdotal evidence, which is all true in itself, but the data in totality may not reflect it or may absolutely reflect it. We just do not know. The only thing we know is that motor insurance premiums have gone up by 36%, 38% or 40% in the past 12 to 15 months. I am sure every one of us knows from our own insurance renewal premiums - I certainly do - that they are going up by those percentages. Are there any other points the witnesses would like to address? Ms Callan and then Dr. Walker, if that is okay.