Mr. Dermott Jewell:

No, that we have to have Insurance Ireland here. The Acting Chairman asked about that. I contacted Insurance Ireland and, positively, it said: "Yes. Let's meet." However, literally within 24 hours, it was announced that a body was to be set up to review motor insurance. Therefore, we took the decision to back off and do nothing. We have tried and it has agreed, but I am disappointed that we did not go ahead with it. It, of course, believes that what it is saying is quite correct, that it is the cost of claims. However, if we are to be honest, I have to prove how much. If I say something, I need to prove it and many people are the same. I do not see any problem with the need for proof and I do not know why it will not provide it. If it does not, there is a problem.