Mr. Colm Carey:

Yes. Approximately 1% of insured drivers will claim for injury, approximately 3.5% will claim for accidental damage and a further 3.5% will claim for third party damage. The average cost of an injury claim is between €35,000 and €40,000, while the average cost of accidental damage and third party damage cases is approximately €1,500. The average premium is approximately €750.