Gerry Horkan (Fianna Fail) | Oireachtas source

Mr. Moran and Mr. Griffin come to this issue from a particular angle. Insurance companies state clearly that increases in premiums are justified because insurance awards are higher. While the number of claims may not have increased, they have become more expensive. We have transparency in cases that go through the system but we do not know whether legal costs account for 90% or 40% of the cost of claims settled outside the courts system.

On an annual basis and expressed in percentages, what proportion of drivers make a claim? Is it 5%, 15% or 25%? What is the average cost of a motor insurance premium? I accept that averages are simplistic.