Mr. Colm Carey:

Whiplash claims account for 80% of injury claims in Ireland, whereas they account for 3% of claims in the rest of Europe. The average pay-out for whiplash is approximately €15,000 in Ireland, whereas it is approximately €3,000 in France and Germany. We have a much higher number of whiplash and minor muscle injury claims and we pay out five times more than other European countries.