Paul Murphy (Dublin South West, Anti-Austerity Alliance) | Oireachtas source

I thank the witnesses for the presentations, which are informative. To start with Mr. Faughnan and the AA, what is striking, and it confirms our empirical experience and, I am sure, that of the AA, is the survey which finds that of all the motoring issues car insurance is the No. 1 issue, with 93% of people saying it is the most important issue. Mr. Faughnan used the formulation, which is useful, about car insurance companies trying to narrow their footprint, which gives a certain explanation that premiums have risen in general but then they have risen to a greater proportion among particular groupings. It is clear that is younger drivers, older drivers and older cars. Are there other groupings particularly affected by that? What is the picture of those sectors that are particularly affected by the narrowing of the footprint?