Mr. Conor Faughnan:

It exists but it is inadequate. The hub is something called the integrated insurance data system, IIDS. Axa was the lead manager of this, under the auspices of Insurance Ireland, for a period. It was trying to maintain it and was sharing it with the Garda, which in turn was using it with its automated camera technology. However, the database and the underlying data were so poor that the Garda found it was making errors up to 25% of the time, which is to say that it was unusable. Consequently, the Garda was obliged to stop using it because it was unusable. However, fixing it is something the insurance industry collectively could do quite readily. The industry must do two things in this regard, and we have called it out in this regard. First, it must finish building that database. The same brand names - that is, the same organisations - have done this up the road in Northern Ireland and in Great Britain, but in the Republic of Ireland they state they cannot do it yet because it is complicated and because they have data protection concerns.