Mr. Tony O'Brien:

Yes, there are certainly professional regulatory questions to be asked. The Chairman asked earlier on about the liquidity of the business and whether our internal audit focused on that. An internal audit does not focus on issues of that type. However, as recently as September the 2014 accounts were signed and, as the committee knows, any material event since the completion of the audit should be reflected at the time of the signing. They were signed as a going concern at that point. The Deputy is correct in that there are questions to be asked.