Eoin Ó Broin (Dublin Mid West, Sinn Fein) | Oireachtas source

When the Irish League of Credit Unions appeared before the committee, its spokesperson indicated that the interest rate is not the big sticking point for credit unions and that they would consider a lower interest rate than they might have originally proposed to the NTMA and others a year and a half ago.

Was that the sticking point in the discussions until that point because clearly there was something-----