Frank O'Rourke (Kildare North, Fianna Fail) | Oireachtas source

I wish to make an observation first and then two quick points. I share Mr. Honohan's concerns in regard to modular housing and having spoken to a number of professionals across the spectrum, they too share those concerns. One of these concerns is in regard to the significant cost of delivery of these units compared to conventional type property and there are also concerns in regard to the lifespan of these units.

I have two questions, the first of which relates to tenants. We have a number of people currently in HAP or RAS schemes or on rent supplement. Sometimes these tenants are living in difficult conditions and are concerned that if they raise the issues or seek to have them addressed, their landlord or landlady will serve them with an eviction notice because there is such a queue of people seeking accommodation. As Mr. Honohan mentioned in his presentation, demand well outstrips supply. What is his view in regard to strengthening tenants rights to ensure that we have some level or standard regarding for what tenants are paying?

Second, I agree with previous Deputies on the need to fast-track planning. What are Mr. Honohan's views on fast-tracking planning for the greater need and in the national interest in regard to the current housing crisis? Is this also necessary for the procurement process? We are bogged down and everything is far too slow because of these two issues. I believe a partnership approach is required between local authorities, government and bank funding and the private sector which will build and deliver the units. What is Mr. Honohan's view in regard to the successful tenderer being able to access funds from government at a much lower rate than from the banks? This would help deliver local authority or social housing at a much cheaper cost. In addition, this would also help provide starter homes. Currently, couples on middle incomes cannot afford to buy because of the negative impact of higher borrowing rates which are added on to the cost of a house. What is Mr. Honohan's view on making capital available at a much lower rate, perhaps at 12% less than currently, in order to help deliver housing and reduce cost?