Mr. Patrick Sweetman:

Unfortunately, the answer is "Not". I am afraid I am going to have to decline to even try to tease that one out because it becomes a legal problem. It becomes an issue as to the extent to which the original loan transaction with the original bank is binding on the bank's successor in title and that depends on all the individual circumstances and I would not even attempt at a general, broad generalisation. However, the view the Deputy expresses is clearly a reasonable one.