John Curran (Dublin Mid West, Fianna Fail) | Oireachtas source

There was a slight smile when you said that. Representatives of the Construction Industry Federation and the chartered surveyors were before the committee this morning and we were probing this issue of the actual cost. The committee is expecting further documentation from the surveyors on the cost. Up to now, most of the suggestions were around how we can actively reduce construction costs rather than increasing the loan to value. That is the context for that. I will open the meeting up to the members and I call Deputy Durkan.