Mr. Patrick Davitt:

There are other proposals that we wish the committee could consider but which we cannot speak to now. These include NAMA support for Irish governmental institutions, such as housing agencies in acquiring properties; a review of hindrances to our planning system; and the introduction of e-conveyancing in order to speed up the closure of house sales. Our president, Mr. O'Flaherty, and I are happy to take any questions. I hope we will have some answers for the committee. I thank members for their attention.