Ms Helen Faughnan:

I thank the Senator. On the figure of 100%, for example, a householder who needs a fridge, a cooker, a settee suite, new flooring, etc. will approach us bringing an estimate or two of the cost of replacing all that. In the case of a couple with two children whose income is below €70,000, we will meet the full cost to replace those items. Each case is different, depending on the needs, and even in the case of houses in a row that have been flooded, some will have damage that is different from others. Consequently, it is 100% of the individual person's requirement.