Pearse Doherty (Donegal South West, Sinn Fein) | Oireachtas source

The same risk would apply to any financial institution out there, whether the AIB or Bank of Ireland, if there were depositors, savers, in those banks who were to lose funds as a result of resolution or liquidation. We have seen a number of situations in the past but there is no imposition by the Central Bank to say that nobody can save above €100,000 in those institutions. What is the increased risk that the witness has seen? Can Ms McKiernan outline to us who within the bank came up with the approval for a €100,000 cap on deposits?