Mr. John Hennessy:

That is probably where the dilemma applies. The test for the over-70s card is a very straightforward one. If one is pursuing an application for an ordinary medical card with discretionary provision, one needs to supply far more material and information. That is the reason people are being invited to apply for the full card as opposed to the over-70s. If one qualifies for the over-70s card, it is much simplier and one avoids the necessity for that complication. If one happens to be over the gross income threshold, there is no option to apply discretion and to do the test.