Mr. Phil Meaney:

Yes. The industry has been starved of cash. Added to that was the worst depression any of us has witnessed so we did not have money to invest in marketing and promotion. We did not even have money to invest in an executive. In 2011, when I came on board, we had a CEO but no CFO or executive. The business was cash starved and in that context, the CEO was mistress, mother and wife. Now we have an executive in place and have extra funding. There has been a pick-up in the economy and there is a very different outlook. That is not to ignore the fact that we have to pay a settlement and the court costs. We have legal reports that back up the decision. Most of us are not legal people so we employed the best legal support we could to advise the board on the best way to deal with this. In 2010, when this happened, none of the current board or executive was in place. That is not the dead man's excuse; it is the reality.