Mr. Sean Hosford:

No, the regulation is that one can apply to keep what one has but the credit union cannot take new money. In our case, there will be a requirement on us, if we want to apply to keep the amount of money that we have over €100,000, to move €7 million in investments from higher earning deposits to lower earning deposits because of the requirement to increase our liquidity. In actual fact, it will cost the credit union more in income to apply to hold those moneys than the money is earning for us.