Mr. Sean Hosford:

We consistently try to do the right thing. Some of us will be at Finglas Credit Union tomorrow, where the personal micro-credit loan will be launched. The Tánaiste, Deputy Joan Burton, and the Minister of State at the Department of Social Protection, Deputy Kevin Humphreys, will be there. I am sure they will tell us what great people we are. It is credit union money that was put into this scheme; it is not Government money. Credit unions have always worked in this area. It is nothing new to us. Eight or ten years ago, we presented to Deputies and the Central Bank on the interest rate that was being charged by licensed moneylenders. Nothing was done about it. This is an area we have always worked in. The Deputy has expressed what we are feeling - we continuously do the right thing but we do not seem to get any reward from official Ireland.