Mr. Sean Hosford:

On CP88, it effectively comes back to the recommendations of the Commission. That was the agreement, but we have got to this stage and some of the recommendations have not been acted upon, particularly those on tiered regulation and the review of section 35. These were major issues. The Minister signs the order on 31 December and it is then the Central Bank's role to regulate it. We have no issue with that, but we agreed to something and yet have only got 75% of it. We are being asked to move on, but it is not fair to ask us to do that. The Government made the agreement and this is its policy.