Mr. Maurice Crowley:

We will try to facilitate. Two things struck me really. A couple of questions could be grouped together and answered in one go. Perhaps the most efficient way of doing this is for one bank to lead off on each question and for other banks to add to the answer if they want.

One of the first issues referred to was price volatility, and there were a few questions on it. One was how was price volatility is dealt with by the banks. As the banks spoke and went through the presentations, they seemed to be at slightly different average prices for budgeting purposes. This links in a way to a question towards the end about the banks' continued support while prices remain weak and how long the support will continue, in the nice way described.

To change the order slightly, perhaps AIB might start off on the area of pricing and continuing support for the sector as prices remain low.