Mr. Ken Burke:

Yes, we have. A number of our agricultural advisers have travelled to New Zealand. We have looked at the inter-generational debt experience and some of the high leverage that exists, particularly in that geography. When we appeared before the committee in February, we spoke about the national road shows we were doing with farmers. Dr. Finnegan has the statistics before her. We were drawing the analogy between the Northern Ireland experience and the Irish experience in terms of the relative efficiencies of the models. Dr. Finnegan may have some headline figures.