Mr. Tony Kenny:

To look at the issue another way, this is not so much about retirement as it is about the levels of service that many older people experience. My aunt died when she was 88 years of age. She had been looked after by a succession of care workers. She did not have the same care worker from one week to the next. It affected quality. I am sure that the cost was the same but the quality of the service that she received was poor. That cost does not show up in the books.