Michael Noonan (Limerick City, Fine Gael) | Oireachtas source

The banks vary in that regard. I understand AIB charges 35 cent for a withdrawal at an ATM machine and Bank of Ireland charge 20 cent. Some cards are free at point of use but they charge a quarterly fee. One will find it has been done when one gets the statement, but Deputy McGrath is right. There must be pressure on people and one of the most significant actions we took in this package of measures in the budget was to reduce the bank fee on the credit card and debit card transactions for purchasers in a shop, for example, from 20 cent to ten cent. As I said to Deputy Naughten, that is a delivery of approximately €37 million to the retail sector from the banks by reducing the fee. It is something with which we will likely continue.