Mr. Noel Waters:

We are getting to the position where people owe us a certain sum of money and we take it off their fortnightly salaries over a period. We try to reach some measure of agreement with people but that is not always possible. Clearly, it is in the entire PeoplePoint system, but for all that, we do not want to cause undue hardship to people where, for example, there may be illness issues or it may have been no fault of theirs. In the finish, however, we are conscious that we need to protect the taxpayers' interests in this.