Mr. Seamus McCarthy:

Figure 20.7 compares the situation at the end of each year from 2011 to 2014, broken down by what stage the debt is actually at. As members will see, the overall position at the end of 2011 is that debtor days were 148 in total, which dropped in 2012 to 134. In 2013, it went up to 159 and in 2014, it increased to 186. As Mr. Mulvany has explained, most of the growth from 2012 has been at the level of the insurers, other than an increase of 15 debtor days where we are awaiting the consultant sign-off. From an administrative point of view, things are being processed relatively quickly. The debt is still over the 15-day target which was set but there are several moving parts in this. The increase affected queried invoices, which have gone up from 35 days' equivalent to 51 days' equivalent, an increase which is quite substantial.