Mr. Brendan McDonagh:

The Deputy is one of the people whom I know understands financial statements. It is in our report but concerns our cash flow statement as opposed to our profit and loss statement. About €3 billion of the €6 billion of the cash difference has been used for interest payments and hedging the portfolio. We have operating costs across the portfolio of about €750 million, and we have lent out additional money in the portfolio that we have invested since inception of €2.5 million. That is the lion's share of the money.