Mr. Ajai Chopra:

Again, as I said in my written statement, this was so well covered by the Nyberg report and the Honohan report that I have ... you know, I’d have very little value to add beyond that. But, you know, maybe if I ... maybe this is a good occasion to actually talk about the IMF’s own failings at that time because, you know, even the IMF, whose job it is to warn countries about the risks that they face and to warn the global economy of the risks that it faces, have ... fell short in the delivery of those messages. So the IMF provided few clear warnings about the risks and vulnerabilities associated with the impending crisis, not just in Ireland but also . . . but also in other countries. So the banner message was one of continued optimism after more than a decade of good economic performance.