Mr. Ajai Chopra:

Again, I think some of this I've touched on in my written statement. I talked about the risks that have been identified. I think Ireland is right now in a pretty strong position. You know, it's growing; it's creating jobs; its funding requirements, fiscal funding requirements are small; but, at the same time, the balance sheets are still stretched, especially household balance sheets. Again that's something that still needs to be addressed. Banks are healing, but are they completely healed? Not yet. So, you know, I think there is still more work to be done.

You know, in my opening statement and also my written statement, my bigger worry would be the wider eurozone issues right now. But I think you have to be careful that you don't, you know ... property prices are rising and you have to be ready to use macro-prudential tools, be more, more ... fiscal policy should lean ... should be there to lean against the wind if there's more ... if there's significant overheating. So, I think you have the policy tools now and they should be used.