Mr. Ajai Chopra:

Okay, yes. Again, I think on the tracker mortgages, I don't want to leave you with the impression that, you know, the ECB is the one ... the institution that is best positioned to handle this. Because, you know, the ECB could adjust its collateral requirements and some other aspects of its support, but I don't think those would make a very material difference and that could also affect perceptions about the health of the bank concerned, which in this case is primarily PTSB.