Mr. Ajai Chopra:

Two points that I want to make. As I said earlier in my ... in an answer to a question, I think as the lender of last resort, Mr. Trichet was very much within his rights to ask about the viability and solvency of Irish banks and how the ... how their viability and solvency could be ensured so that the ECB could continue to provide liquidity support. So I think there should be no question on that front. I think the ECB had to do that as the lender of last resort. As I've said earlier, it's the issue of ultimatums that, I think, becomes problematic. Now, if Ireland had come much later ... as I said, you know, you don't want to be at that point in that continuum where you just cannot pay next week's wages, pensions and debt service. I think, you know, designing a programme under those circumstances is very difficult and very complicated, so coming earlier is better.