Mr. Denis O'Connor:

Because they're both ... one is Anglo Irish Bank, one is Allied Irish Bank. If you're somewhere over in ... wherever you are and you're putting money on deposit, they don't go into that level of detail. They're investing really in Ireland at that rate of going and our understanding and our discussions with management and with other people was that one bank going in Ireland would have a contagion effect and all the banks would be in the same boat and the amount of discussion that would go on to distinguish one from the other will not happen. They will just put it into a more secure bank in a different country.