Mr. Denis O'Connor:

Well I'm not sure about that. The Anglo crisis point was Tuesday. It was end of year for them - 30 September - and I said earlier on, lots of deposits were up for maturity on that day. Depositors from other parts of the world really couldn't distinguish. It's hard to believe but they couldn't between AIB and Anglo Irish Bank and the contagion effect if one bank was to go would knocked everything else over at the same time. So it was key that all confidence was kept in the market and that whatever was to happen was to happen in an organised manner in the next number of days and we had only one attempt to sort this out.