Pearse Doherty (Donegal South West, Sinn Fein) | Oireachtas source

Okay. I'll have to start from the start because ... Do you understand what's in the PAC report in terms of the poor governance structure, the fact that the auditors and regulators identified weaknesses in these areas in 2003, 2006 and 2008, that the management, which you're part of, showed a lack of awareness of risk and focused their attention on business growth? And I'm asking you how do you reconcile those comments of the PAC's report with the positive statements on the governance structure of the bank that was contained in the corporate governance statements each year in the bank's annual reports?