Mr. Tom Browne:

No, there was never any ... the board was given full transparency in regard to actually the loan book of all jurisdictions. The risk function would have reported to the board every time they did a loan review process. The top ten exposures would have been identified to the board on an ongoing basis. At no stage did I get a sense that the actual ... the board members were getting anything but a fully comprehensive overview of the loan book from any jurisdiction.