Ciarán Lynch (Cork South Central, Labour) | Oireachtas source

I'll let you back in again, Deputy, as we wrap up. I just want to kind of come into an area myself which is probably a summary where Deputy Doherty is at so I won't drill back down to the detail. I'll just take it at top level with you, Mr. Browne, which is with regards to the bank's lending approach. What was your view of the lending policy procedures and prevailing culture? Was it the kind of ... was it the norm as reflected in the wider banking sector or was it a very aggressive one or was it passive? How would you reflect upon that now?