Mr. Alan Gray:

So, a couple of points, Deputy. You suggested that the document was altered. It was not altered. I highlighted in blue my interpretation of what I was discussing under each of the headings. I can, of course, supply the commission with the original documentation but it is identical to the document that you have, which has all the points in black other than the ones in blue. The issues, if I can go on to the particular areas that you're raising, were not about banking. They were about trying to deal with what I felt was the escalating unemployment position and the issue of social housing I don't think had any relevance to the banking sector. It was something that I felt very strongly about and normally in a context like this, one would not disclose information like this, but I came from a family that was homeless at one stage and I ended up in local authority tower blocks in Ballymun and I know the importance of people not having a house and this was a policy issue which I felt would have a social benefit and which would help create employment. It was nothing to do with banking.