Joe Higgins (Dublin West, Socialist Party) | Oireachtas source

Okay. Now, I'd like to move on then to Vol. 1, page 57. This relates to exceptions to group lending policy, and we see there ... this concerns the month of July, but I'm going to leave July out of it actually, Mr. McGann, because the previous five months - February to June - are given, and this is commercial lending. The exceptions to the lending policy and limits in February '08 was 26%; March, 28%; April, 28%; May, 28%; and June, 28%. In your opinion, Mr. McGann, were these high levels of exceptions ... would you agree that there were high levels of exceptions to begin with?